A simple walkthrough of the buyer and merchant journey
The flow below outlines the core steps merchants and buyers typically follow when using a payment link or gateway setup.
Test the payment flow in our sandbox environment before going live.
Test Payment GatewaySelect a merchant or payment link
The buyer opens a checkout page, payment link, or invoice shared by the merchant.
Choose a supported payment method
Cards, mobile banking, or internet banking — whichever option the merchant has enabled.
Complete authentication and confirmation
The buyer verifies the payment through their bank, wallet, or card provider's standard security step.
Receive a successful payment acknowledgment
A confirmation is shown instantly and shared with the merchant in real time.
Register the business and complete onboarding
Submit business details and required documents to get verified and activated.
Generate a payment link or integrate the gateway
Use a no-code payment link, or integrate the API/SDK directly into a website or app.
Receive payments from customers
Accept payments across supported channels through one unified checkout.
Track settlement and reconciliation in the dashboard
Monitor incoming settlements, match transactions, and export reports as needed.